Question 1

How much funding can I qualify for?

Accepted Answer

We fund from $10,000 up to $2,000,000. Your specific offer depends on monthly revenue, deposit consistency, time in business, and industry.

Question 2

Will you do a hard credit pull?

Accepted Answer

No. Our initial review is based on your bank statements and business performance. We do not run a hard credit pull during application.

Question 3

How long does approval take?

Accepted Answer

Most applications are reviewed the same business day. After signing, funding typically lands in 24–48 hours.

Question 4

What documents do I need to apply?

Accepted Answer

Just 4 months of business bank statements, month-to-date banking activity, a voided business check, and a copy of the owner's driver's license.

Question 5

Do I need good credit to get funded?

Accepted Answer

We work with a wide range of credit profiles. Approval is primarily based on your business revenue and bank activity, not your personal FICO score.

Question 6

Can I get funded if I already have an open advance?

Accepted Answer

Yes. We offer second positions and can structure consolidations or buyouts depending on your file.

Question 7

Is Fox Funding Group a broker?

Accepted Answer

No. We are a direct in-house funder. Your file is reviewed by our underwriting team — not shopped around to dozens of lenders.

Question 8

What industries do you fund?

Accepted Answer

We fund nearly all U.S. small businesses, including restaurants, construction, trucking, retail, medical, e-commerce, auto repair, salons, logistics, and wholesalers.

Question 9

How are payments structured?

Accepted Answer

Most products use daily or weekly ACH payments structured around your revenue. Term products use fixed monthly schedules. We work with you to find what fits.

Question 10

Is my information secure?

Accepted Answer

Yes. All applications and uploaded documents are transmitted over encrypted connections and stored in a secure private environment accessible only to authorized funding staff.

Straight answers about business funding